Everyday Accounting


At the end of the day, imagine the amount of money you have spent. Think for a moment. Some of you can not spend a lot of time, if you do. The rest, we usually spend more than we need; Or at least, we spend more than we realize.

At the end of the day, imagine the amount of money you have spent. Think for a moment. Some of you can not spend a lot of time, if you do. The rest, we usually spend more than we need; Or at least, we spend more than we realize. All this adds up, sometimes to financial heights that gradually mine our wallet. While this may not seem significant, this price analogy should stifle the potential for disinterest: people feel bad about buying items that are worth thirty dollars a day, but easily spend thirty dollars gradually, perhaps because they are not very aware. For example, they do not know their fixed expenses (insurance, payments, invoices ...).

Simple daily accounting helps raise awareness.
Save money by recording daily expenses, especially purchases that can be spent. Buy in a pocket notebook or just remember it in your head. Accounting only requires additional purchases, whether printed or not. Do this for a routine day and, depending on your habits, you might be surprised. The psychology behind our purchases lies in how cheap we see things. So, while we may feel guilty about buying an item for thirty dollars, we will feel less with three items worth ten dollars. Apart from getting more money, the total amount is still balancing. The difficulties come in the temptation of the ten-dollar items; Because it leads us to spend more than we like. This can be financial pressure related to daily purchases; Finances are usually reserved for long-term matters, such as insurance and payments.

The principle of principle refers to food. The more food you buy, the more money you spend, the more calories you get. A scientist does not need to mention the symbiosis of spending on food and weight gain. The examples of buying these foods should be the clearest habits of anyone with very little disposable income. Unless you're packing food from your home, calculating your food purchases can be a clear indication of your buying habits. In fact, you can force someone to pack more often. In theory, this can cause weight loss, because people tend to be less demanding with what they bring home, than most fast food chains and healthy restaurants. Try it, and also, you may be surprised.

The purpose of daily accounting: fatten your wallet; Or, to keep your wallet fat. The act of buying does not have to be passive. It has a direct influence on lifestyle, as it creates awareness of everyday excesses. It makes sense to save money. And the way to calculate your disposable income is to take into account the amount you earn with your work. With the food sample mentioned above, add other daily expenses, such as gas. With the information provided by your record on a routine day (or week), calculate the total amount of money spent. Now, with the total amount, find out what percentage of the average salary is.

Yes, disposable income is disposable income. But what sacrifices can be made? What angle can be cut? The opportunities are the most expensive, the routine elements of your registration are elements that can be eliminated or replaced. Be sure to optimize your purchase and save your wallet. Recognizing what you are buying can cause beneficial lifestyle changes and alleviate conflicts with fixed expense variables, such as bills and insurance.

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